FAQs

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General

What is MoneyLetter's long-term track record?

This sensible, proven mutual fund strategy has consistently delivered outstanding risk-adjusted performance for more than a decade. Review our Long Term Model Portfolio Performance.

How are the MoneyLetter Model Portfolios created/managed?

Based on this proprietary approach, funds “earn” their way into the Model Portfolios. First, hard-nosed fundamental economic analysis is used to determine the asset allocation mix that is most compatible with your risk profile and the current investment climate. Proprietary valuation and ranking techniques are then applied to our comprehensive database so that only the very best mutual funds and ETFs are selected. As a MoneyLetter subscriber, you provide the final—and most important—element: decision-making based on your risk tolerance, time horizon, tax situation, and income requirements.

If you think you could be doing better, but need some help executing these strategies, learn more about the MoneyLetter Managed Account Program by visiting Asset Strategy Advisors.

Why mutual funds and not stocks?

In a nutshell, professional management, diversification, safety, liquidity, and service. If you were to manage your own portfolio of stocks, you’d have to research, select, and monitor thousands of securities to construct a diversified portfolio of stocks. There’s an easier way. Mutual funds offer numerous advantages to individual investors, including toll-free switching, checking privileges, automatic dividend and capital gains reinvestment, and trained customer service reps.

If I subscribe to MoneyLetter, why would I subscribe to MoneyLetter Plus?

MoneyLetter Plus is a weekly 19-page newsletter supplement that contains total return information for every fund in the MoneyLetter database. It is the exclusive home of the MoneyLetter Plus Select ETF Model Portfolio, and includes extensive coverage of the popular Exchange-Traded Funds. You’ll also find detailed coverage on the T. Rowe Price family, muni bond funds, and a focus on the funds held in the MoneyLetter model portfolios. It “fills in the gaps” between MoneyLetter issues.

What is the MoneyLetter Hotline?

This is a special weekly update service provided to MoneyLetter subscribers at no extra cost! We’re determined to provide you with the most accurate advice, and this means making sure you have the most recent market analysis and new Buy, Hold, and Sell recommendations. It is updated every Wednesday at 11pm (ET) on our website and emailed every Thursday morning.

How much money must I have to use the MoneyLetter newsletter strategy?

You can invest in most MoneyLetter-recommended funds with as little as $2,500.
To create a diversified portfolio, you’ll want to begin with at least $10,000 – $15,000.
And if you’d rather let a leading mutual fund expert increase your wealth, contact Asset Strategy Advisors, exclusive providers of the “MoneyLetter Managed Account Program.” Minimum investment is $100,000.

How often is MoneyLetter published?

This award-winning newsletter is published every month (12 issues per year). Know exactly when to expect your newsletter: MoneyLetter Schedule.

Which portfolio should I follow?

MoneyLetter is dedicated to helping you increase your wealth, so when you subscribe to the newsletter you receive a FREE “What Type of Investor Are You?” evaluation tool. If you can honestly evaluate your goals, risk tolerance, and time horizon, then this tool will help you identify exactly which portfolio you should follow.

This evaluation tool is part of the FREE MoneyLetter “Guide to Mutual Fund Investing,” which goes automatically to all new subscribers. Together with the monthly issues, the investing tools, MoneyLetter Clips, and the weekly Hotline, you’ll have everything you need for financial success!

Why doesn't MoneyLetter include the total return information for every fund in the MoneyLetter database?

Because we offer MoneyLetter Plus, our companion newsletter which gives you weekly statistical information on all 850+ funds in the database.

Are there bonuses when I subscribe to MoneyLetter?

Yes! When you subscribe to the MoneyLetter newsletter, you have immediate access, any time day or night, to critical information. You can also expect

1. Hotline benefits

This service is available to you anytime, and gives you up-to-date market analysis and any Buy, Hold, and Sell recommendations that have been updated since the MoneyLetter newsletter was published. Changes are made every Wednesday at 11pm (ET).

2. Access to the MoneyLetter online archives

No more digging through your paper files to find that one piece of information on a fund! Find it fast in the archives.

3. The MoneyLetter “Guide to Mutual Fund Investing.”

Insightful, helpful tips on investing, along with a special quiz to help you determine which portfolio is best for you to follow: Conservative, Moderate, or Venturesome.

Check out our resources page for more details.

Where can I view the privacy policy?

You can find our Privacy Policy page here.

MoneyLetter Subscription

Is it possible to have my MoneyLetter newsletter emailed to me?

Of course! You can make this selection when you subscribe. If you’re already a subscriber, just contact us. Please include “Email-only MoneyLetter” and your account number. Your account number can be found on your MoneyLetter mailing label right above your name.

How do I login to my account?

To login online:

Go to www.moneyletter.com
Click on “Subscriber Login” in the upper right hand corner
Choose “MoneyLetter” or “MoneyLetter Plus“
In the “Username” field, type your MoneyLetter Account Number found on your MoneyLetter mailing label right above your name.
In the “Password” field, type your five-digit zip code

Is it possible to have my MoneyLetter newsletter emailed to me?

Yes, simply choose the digital-version when you subscribe.

If you did not receive your MoneyLetter, check to be sure that it was scheduled for delivery: MoneyLetter Schedule.

If it should have been delivered, please contact us or call (800) 890-9670.

Is there a discount for receiving the online version of MoneyLetter only?

Yes, currently there is a $2.00 discount per issue if you receive MoneyLetter via email.

Email delivery will have your MoneyLetter to you the same day it’s published!

If I download MoneyLetter from the website, in what format will it be?

The MoneyLetter newsletter is a downloadable PDF.

When is the newest MoneyLetter available on the website?

You can see the most recent issue no later than noon on the Wednesday prior to the mailing date. Want more specific schedule information? See the MoneyLetter Schedule.

MoneyLetter Plus Subscription

When is the newest MoneyLetter Plus available on the website?

Every Thursday by midnight paid subscribers can view MoneyLetter Plus online at www.moneyletter.com using the login procedure (See the next FAQ for login instructions).

How do I see the most recent issue of MoneyLetter Plus?

Go to www.moneyletter.com
Click on “Member Login” in the upper right hand corner
Choose “MoneyLetter Plus“
In the “Username” field, type your MoneyLetter Account Number found on your MoneyLetter mailing label right above your name.
In the “Password” field, type your five-digit zip code.

Is it possible to receive MoneyLetter Plus by mail?

No. Because MoneyLetter Plus contains 19 pages of important information each week, it isn’t placed in the US mail. However, it is delivered by email and you can access it anytime on our subscriber portal.

What format is MoneyLetter Plus online?

The MoneyLetter Plus newsletter is a downloadable PDF.

Technical

Can I change my username and password?

Not at this time. If you’re having trouble logging in, contact us.

I'm having technical troubles with the electronic issue of MoneyLetter. What should I do?

Having trouble downloading your MoneyLetter Issue?

In your subscription account, download the PDF by clicking “download” and then right-click on the issue. Then choose “Save Target As.” Change the “Save in:” directory to the desktop and click “Save.” Go to your desktop and open the MoneyLetter PDF by double-clicking the file.

Having trouble reading when I click “View?”

You can expand the size of the document by using the + magnifying glass at the bottom of the “reader.”
You can also move the document around by dragging it with your mouse.
If you’re using a tablet or smart phone, you can expand the document with your fingers.

If you are still having problems, please contact us with a detailed account of the problem and someone will get back to you.

What is Acrobat Reader?

Acrobat Reader is the free software that lets you see the MoneyLetter newsletter PDF. The Reader works on most major operating systems.

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