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The 50/15/5/30 Rule

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Each category is shown per paycheck, per month, and per year. The row that matches your selected view is highlighted.

50%
Must-haves & should-haves
Rent, bills, debt payments, groceries
Per paycheck$0.00
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Per year$0.00
15%
Retirement & investing
401(k), IRA, brokerage, long-term accounts
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Per month$0.00
Per year$0.00
5%
Emergency savings
Your rainy-day cash cushion
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Per month$0.00
Per year$0.00
30%
Could-haves & wants
Vacations, dining out, gadgets, fun
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Per month$0.00
Per year$0.00
Monthly take-home $0.00

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