Since the development of Modern Portfolio Theory by Harry Markowitz in 1952, and later the 60/40 model portfolio (60% stocks/40% bonds), little has changed in the realm of portfolio risk management and diversification over the past 70 years. Add the fact that over the...
With stocks back in a bull market and inflation cooled, the Fed is expected to pause on raising interest rates. But remember, borrowing costs remain high after a year of Fed rate increases made it more expensive to borrow money to buy a home or a car. More recently,...
Leveraging Real Estate To Build Wealth: Investors are constantly bombarded with conflicting information on debt, in small soundbites without much additional context. If you scour the internet for influencers’ takes on debt, you’ll see two major schools of thought: 1....
Secure 2.0: The Latest Retirement Plan Marketplace Update. The new law has numerous opportunities for retirement investors and retirement plan sponsors. In this article, we’ll discuss some of the newly created advantages and try to provide useful insights on how...
The average federal income tax refund is smaller this year, but it’s still almost $3,000. And for strapped taxpayers, that can provide a financial boost. As of March 31, the average federal tax refund was $2,910, down 10% from $3,226 at the same time last year,...
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