Where to Invest Right Now
Investors recently got another painful lesson in the dangers of trying to time the market. With cash flooding into money-market funds, the S&P 500 shot up more than 20% from its low in October. The investor skittishness is understandable. While a default of US...
Indexed Annuities: A Competitive Alternative to Bonds
Since the development of Modern Portfolio Theory by Harry Markowitz in 1952, and later the 60/40 model portfolio (60% stocks/40% bonds), little has changed in the realm of portfolio risk management and diversification over the past 70 years. Add the fact that over the...
What a Fed Interest-Rate Pause Means for Your Money
With stocks back in a bull market and inflation cooled, the Fed is expected to pause on raising interest rates. But remember, borrowing costs remain high after a year of Fed rate increases made it more expensive to borrow money to buy a home or a car. More recently,...