A Fixed Annuity Might Make Sense for You
By William “Bill” O’Neill, AIF® An annuity is an insurance-based financial product that accepts funds and then typically pays them back later in a stream of payments or lump sum. It can help protect against outliving your money by providing guaranteed payments...
Approaching or In Retirement? Assess Risks and Make a Plan
By William “Bill” O’Neill, AIF® I speak with investors every day. And even though most of them have been around the block a time or two, market conditions like we have today are frustrating. Perhaps you feel the same way. You might have been aiming to save a certain...
Balanced Funds Provide Portfolio Diversification
Balanced Funds Provide Portfolio Diversification A balanced fund is a type of hybrid fund which invests in two or more asset classes. Generally, balanced funds stick to a relatively fixed proportion of stocks and bonds but may also have a money fund component. Their...