Is It Time to Buy More Bonds?
The Federal Reserve hiked interest rates seven times in 2022 – with more to come in 2023 – and the fed funds rate now sits at 4.25% – 4.50%. Fed Open Market Committee (FOMC) participants see the terminal rate hitting approximately 5.1% by mid-2023, a result of...
Unexpected Taxes in Retirement
When most people think of major retirement expenses, they often consider housing, healthcare, and that trip of a lifetime they’ve been dreaming about for years. But they often fail to consider what could potentially be their biggest expense – taxes. Keep in mind, many...
How to Get Started Writing a Financial Plan
As a MoneyLetter reader, we trust you recognize the importance of spending time organizing and planning your financial future. To help enhance your planning acumen, this article is about how to apply some of our financial planning process to your life. We believe that...